For many, the beginning of the month is a benchmark to pay their bills. However, the coronavirus has flipped the world as we all know it upside down. MIS is here to assist people navigate the COVID-19 world as bills and other obligations become due.

IRMAA stands for Income Related Monthly Adjustment Amount and is applied to higher income earners who’s AGI is over $85,000, or over (for a single person or married couples filing separately), and $170,000 for married couples who file taxes jointly.

Something to be aware of is that not all insurances are created equal. Although Medigap insurance provides the flexibility you may need in order to see a wide array of doctors, there may be limits to what’s covered on your supplemental Medigap plan.

I recently had a customer call me to ask why Medicare covered her yearly wellness visit but denied the lipid panel that she got after the appointment. Of course she was not happy about this.

The Medicare Annual Enrollment Period is almost here! Each year, open enrollment takes place between October 15 and December 7.

Anyone eligible for Medicare in Northern CA should have a new Medicare card by now. If you already have your new card make sure to cut up, or preferably shred, the old one and put it in the trash.

Are you wondering about whether you qualify for Prescription Drug help?

Ever lost your luggage or been sick on a trip abroad? Do you think it might ever happen when you travel? Then you might want to consider International Travel Insurance.

Everyone knows what Medicare is, right? Not necessarily. Despite ongoing discussions about the program in politics, media, and the healthcare industry, there are persistent misconceptions in the general public, especially for those who are about to turn 65 and become eligible for Medicare.