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Stay Healthy Abroad
May 16, 2021

Ever lost your luggage or been sick on a trip abroad? Do you think it might ever happen when you travel? Then you might want to consider International Travel Insurance.


A lot of Americans are traveling more and for longer periods of time. According to the National Travel and Tourism Office, International travel by Americans rose about 8% last year. Low airfares and the strong dollar means it might grow even more this year.


International Travel Insurance is designed to... cover individuals and groups traveling outside their home country on a relatively short term basis, with initial certificate periods ranging from 5 days up to 364 days with extension/renewal options for some clients. For a very moderate cost, it provides important benefits including trip cancellation, trip interruption, trip delay, lost or delayed baggage, medical coverage, Emergency Medical Evacuation, Repatriation of Remains and Accidental Death & Dismemberment.


If you are planning to travel abroad this year, consider purchasing International Travel Insurance as additional coverage to your medical health plan. Call me today for a quote! Julie 408-849-4460

A Financial Guide: Paying Your Bills During The Coronavirus Pandemic

24 May, 2021
For many, the beginning of the month is a benchmark to pay their bills. However, the coronavirus has flipped the world as we all know it upside down. MIS is here to assist people navigate the COVID-19 world as bills and other obligations become due.

Information on IRMAA for Higher Income Earners

23 May, 2021
IRMAA stands for Income Related Monthly Adjustment Amount and is applied to higher income earners who’s AGI is over $85,000, or over (for a single person or married couples filing separately), and $170,000 for married couples who file taxes jointly.

Medicare Supplement Insurance (Medigap) may not cover everything

22 May, 2021
Something to be aware of is that not all insurances are created equal. Although Medigap insurance provides the flexibility you may need in order to see a wide array of doctors, there may be limits to what’s covered on your supplemental Medigap plan.

Yearly Wellness Visits – What’s allowed and what’s not?

21 May, 2021
I recently had a customer call me to ask why Medicare covered her yearly wellness visit but denied the lipid panel that she got after the appointment. Of course she was not happy about this.

2020 Medicare Annual Enrollment Is Almost Here…

20 May, 2021
The Medicare Annual Enrollment Period is almost here! Each year, open enrollment takes place between October 15 and December 7.

New Medicare cards should have been received by now...

19 May, 2021
By now, everyone should have their new Medicare cards. You have already provided us with your new number, but if not, we'd really like to update this information in our system.

New Medicare Cards

18 May, 2021
Anyone eligible for Medicare in Northern CA should have a new Medicare card by now. If you already have your new card make sure to cut up, or preferably shred, the old one and put it in the trash.

Do you Qualify?

17 May, 2021
Are you wondering about whether you qualify for Prescription Drug help?

Medicare Basics

15 May, 2021
Everyone knows what Medicare is, right? Not necessarily. Despite ongoing discussions about the program in politics, media, and the healthcare industry, there are persistent misconceptions in the general public, especially for those who are about to turn 65 and become eligible for Medicare.

What is Medicare Part A ?

14 May, 2021
Medicare Part A covers inpatient hospital care, limited time in a skilled nursing care facility, limited home health care services, and hospice care.

A Financial Guide: Paying Your Bills During The Coronavirus Pandemic

24 May, 2021
For many, the beginning of the month is a benchmark to pay their bills. However, the coronavirus has flipped the world as we all know it upside down. MIS is here to assist people navigate the COVID-19 world as bills and other obligations become due.

Information on IRMAA for Higher Income Earners

23 May, 2021
IRMAA stands for Income Related Monthly Adjustment Amount and is applied to higher income earners who’s AGI is over $85,000, or over (for a single person or married couples filing separately), and $170,000 for married couples who file taxes jointly.

Medicare Supplement Insurance (Medigap) may not cover everything

22 May, 2021
Something to be aware of is that not all insurances are created equal. Although Medigap insurance provides the flexibility you may need in order to see a wide array of doctors, there may be limits to what’s covered on your supplemental Medigap plan.
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